In the United States What is Healthcare Insurance


In the first semester of 2018 the United States recorded 28.5 million people who did not have insurance. That number is far less than in 2010 with a difference of 20.1 million.

Quoted from Reuters, the Centers for Disease Control and Prevention data from the federal government stated that adults aged 18-64 years or about 7 out of 10 residents had insured health in the first semester of 2018. About 4% or 8 million people have private health insurance owned by the Health Insurance Marketplace.

"However, the distribution range is not evenly distributed when compared to insurance data of people living in the state," Reuters quoted Saturday (11/17).

The same data shows the percentage of people who do not have health insurance declined from 18.4% in 2013 to 9.1% in the first semester / 2018.

The country that promoted Medicaid managed to record a percentage of the uninsured community of 9.1%, while the country that did not promote insurance reached 18.1%.

Medicaid is a health insurance program for low income people. Medicaid is funded in part by the government and by the state.

In the mid-term elections of 2018, Idaho, Nebraska and Utah chose to continue the expansion of Medicaid, joining 33 states that had previously done so. In Montana, voters rejected measures that will introduce new taxes to continue funding the 2016 Medicaid expansion which will expire in 2019.

The United States government under President Donald Trump temporarily freezes all types of health insurance payments under the auspices of Obamacare on Saturday (7/7). This step was carried out following a court ruling that ordered the termination of the distribution of health funds.

The Centers for Medicare and Medicaid Services, the agency that runs the Obamacare program under the legal umbrella of the Affordable Care Act (ACA), said Trump's move would have an impact on payments worth US $ 10.4 billion. As many as 20 million Americans are covered in the national health insurance program.

This step was carried out by the Trump administration following the decision of the US District Court in New Mexico which stated that the government used a formula that was not accurate in allocating payments.

"We are disappointed with the court's decision. As a result of litigation, billions of dollars worth of payments have been held back," said CMS Administrator Seema Verma. He said, the CMS had asked the court to consider its decision and provide a resolution to prevent greater impact on individual and small worker insurance holders

Insurance companies also considered that US President Donald Trump had intervened in a well-functioning health system. He estimates that the Trump administration will raise this health insurance premium next year.


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