How do You Sign up for Health Insurance


You can register to get coverage in the federal Marketplace (Healthcare.gov) or the state Marketplace, depending on whether your country operates the Marketplace itself. If you visit Healthcare.gov, you can register directly for coverage or you will be directed to your state's Marketplace. In addition, personal or online registration assistance may be available to help complete private insurance or Medicaid applications.

How do I know if I qualify for Medicaid or CHIP coverage?

You can qualify for low-cost or free health insurance through Medicaid or the Child Health Insurance Program (CHIP) depending on your income and the state where you live. If you qualify for one of the programs, you can register at any time, without waiting for registration. period.

To find out if you qualify for low-cost or free health insurance, visit your state Medicaid agent. If you submit a request for coverage at Healthcare.gov, the system will notify you that you may qualify for Medicaid or CHIP coverage in your state. You may be directed to provide additional information to your state before you qualify for Medicaid or CHIP is confirmed.

Please note: Healthcare.gov does not notify people if they qualify for a limited Medicaid program that only includes family planning services. Visit your state Medicaid agent to find out if you qualify.

Do I need to apply for coverage every year if I already have insurance?

If you are registered in the Marketplace health insurance package during the last registration period, your coverage will be renewed automatically. However, it is still important to update your application every year. Make sure that you are automatically registered in the package that best suits your needs, and that you get financial assistance if you meet the requirements.

People with Medicaid or insurance through their work do not need to do anything during the open registration period. If you have health insurance through your work, ask your employer to see if you need to update your information. If you are covered through the Medicaid program, your country can periodically confirm your eligibility.

source: www.plannedparenthood.org

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