A page researched several insurance companies for more than two weeks, they researched, compared, and evaluated the best national health insurance providers. They see package options, premiums, availability and applications. Another important aspect of choosing an insurance provider is customer service, they also know how responsive each company is. Even though everyone has different health care needs, the companies they recommend have a reputation and reliability.
Blue Cross Blue Shield - Overall Best
This old insurance company has many choices, so there must be a comprehensive plan that meets your needs. According to the page Blue Cross Blue Shield is a national provider consisting of local companies that are operated independently. This means that the coverage is wide but can vary depending on where you live. There are more packages compared to other insurance providers they evaluate. In fact, they provide a choice of around 20 packages during testing. There are side-by-side comparison features that describe certain costs and benefits with pop-up windows that show you more information about each. Premium, in their tests they are in the range of the average price of other websites they test. Costs are slightly above average for customers aged 44 to 55 years, but not many. Even though we try to test as completely as possible, the quotes that you get will vary depending on your needs and your own medical history. There are benefits available through health and welfare programs. You can get discounts for health clubs, fitness monitors, diets and products and other health related services and prescription managers where you can order drugs online or by mail. You can also find a doctor on the network anywhere on a website or mobile application, which is useful when traveling. And speaking of travel, temporary international coverage is available.
Humana - Best for Seniors
They also mentioned that Humana is a good choice for consumers in parts of the United States, because it is only available in 22 countries. If you happen to live in one of these states and are over 45 years old, chances are you will see a lower premium compared to other insurance companies. In their tests, they looked at policies for single non-smokers in five different places. They found lower premium rates than many other companies they tested, especially for seniors. This may vary depending on your health and personal background, but generally this is an affordable company. They got about a dozen package options in their queries, which they considered to be a viable option. The company also offers health protection at home, which is useful for older customers or those who have chronic diseases that can affect their ability to live alone. There are no short-term plans available, so this is not a place to shop if you are between jobs or waiting for new job insurance. You also get access to health benefits like HumanaVitality, an online gift program intended to help users develop healthy habits.
Kaiser Permanente - Best Application
Kaiser Permanente has a low rate but works with a number of doctors and institutions in its own medical system. While they like the results they get, you should look at hospitals and doctors in your area specifically and make sure they come highly recommended before using this insurance provider. You can be covered in eight states: California, Colorado, Virginia, Maryland, Oregon, Washington, Georgia and Hawaii, plus the District of Columbia. In that area, this insurance provider has 38 hospitals, 618 medical offices and outpatient facilities, and 17,425 doctors. In addition, you can get coverage for international trips, regardless of the state where you live. If the Kaiser Permanente limited scope is right for you, it has a useful application. Actually, it was one of only three who scored A + in our test. It works on Android and iPhone and is very easy to navigate and well designed. This map feature will show you exactly where the local doctors and hospitals are. One other unique feature about this provider is multilingual service. Kaiser Permanente has an interpreter who can translate medical information for those who do not speak English.
To see the seven other health insurance companies that they reviewed you can see directly at www.toptenreviews.com
Komentar
Posting Komentar